Cook the Ground Beef: In a skillet over medium heat, cook ground beef until browned. Drain excess grease, add taco seasoning and water, and simmer for 2-3 minutes. Let it cool.
Mix the Creamy Layer: In a bowl, combine cream cheese, sour cream, and garlic powder. Mix well.
Prepare Guacamole: Mash avocados with lime juice and salt until smooth.
Assemble the Layers: In a serving dish, layer ingredients in the following order: